How Mobicred Works

What is Mobicred?

Mobicred is a simple & convenient credit facility that allows you to safely shop online with our participating retailers. Your Mobicred account allows you to make one single monthly payment for all your purchases with a revolving credit limit – allowing you to spend whatever you re-pay.

Easy online credit application with an instant response…

Apply Online

Complete our simple online one-page credit application form and get an instant response.

Accept Terms

Accept our terms and conditions and get your credit limit.

Submit Documents

Upload or email us your documents to complete the application process.

Go Shopping

Thought there was more? Nope. You are now ready to shop online.

Application requirements

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Have a valid South African ID Number

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Be 18 years or older in age

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Earn a minimum monthly salary of R5500

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An existing & valid bank account in your name

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A current & valid email address & mobile number

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